Save the Waves: How To Keep Money

“The art is not in making money, but in keeping it.” – Proverb

“Cocaine is God’s way of saying you’re making too much money.” – Robin Williams


I remember the amount like it was yesterday. I was twenty-three years old, and it was the biggest weekly paycheck I’d ever received.

“This is it,” I sighed to myself. “My money problems are finally over.” I sank down comfortably into my couch, cracked open an ice-cold brewski and just smiled for an awkward amount of time.

I had been making six figures working straight-commission as a financial broker since the ripe old age of nineteen. I drove a luxury car, lived in an unnecessarily big house overlooking the 12th hole of a beautiful golf course, and enjoyed constantly perplexing all my high school friends who were still suffering through college, mooching off their parents, and thinking I must have joined the mafia or something.

On the surface, I was young, well off, and enviable.

In reality I was young, ghetto rich, and in need of serious monetary intervention.

Yeah, I made more money than most, but I also spent it like there was no tomorrow. Literally. Anything outside “Now” didn’t exist to me – great for Buddhists and New Agers but disaster for mere mortals who are stuck in this annoying space-time continuum having to actually accomplish things.

But this was about to become a non-issue. My income was about to skyrocket, or so I deluded.

So I did what any normal person would do. I took the week off, treated myself to a new wardrobe, and got a VIP table at the club as a much-deserved reward for being so awesome.

Let the good times roll.

A little over a month later I received a notice in the mail from my bank stating I’d bounced a check for $100.

I had spent every penny of that $8,654, and had made almost no money in the month while I was doing it, despite having worked reasonably hard at least 2-3/4 weeks out of that month.

I was officially broke. Again.

“Great. Now I’m going to have to fire my footman I just got,” I moaned.

I sank down uncomfortably into my couch, cracked a cold brewski and frowned for a sad amount of time.

You see – I had learned the Law of Income Production, but I had yet to learn the Law of Income Cycles.

“In all things there is a law of cycles.” – Tacitus

The Law of Income Cycles says simply this: money comes in waves.

Did I just make this law up? Yes, I did. But that doesn’t make it any less true. Someone has to notice these things and turn them into laws. Might as well be me.

As surely as the sun rises in the east and sets in the west, so money comes when it wants and goes sooner than you expect.

Learn to save it when it comes so that you can survive when it goes.

Our problem is when the wave comes in we act like it’s the Eternal Wave. We think it’s here to stay and are shocked to death when the tide turns. Some people live their entire lives like this, and they never cease to be even slightly less shocked.

This is insane.

We need to start observing life closely, recognize patterns, and adjust accordingly.

One thing that certainly works against us here is the same self-confidence that enabled us to take a “risky” performance-based compensation lifestyle in the first place. We’re too bold for our britches.

In any vocation where you have the illusion of control over your income (sales jobs, CEO’s with big bonus structures, entrepreneurs of any sort, etc.), you have just that – the illusion of control over your income. You may have more influence than a salaried employee, but you do not have more control.

100% of the time, control is an illusion … every time. We’d be thankful for this if we could see things clearly.

Here’s what happens internally when a wave of money comes in just so you can become more aware:

1. The entire section of our brain that controls logic immediately shuts down.

2. A flood of endorphins, serotonin, and crack cocaine shoots to your pre-frontal cortex.

3. Visions of convertible Ferraris and exotic tropical vacations on Tahitian overwater bungalows with glass floors start hallucinating through your head.

4. You imagine that this new unusually large check will somehow magically come in again every single week for the rest of your life even though it’s ten times bigger than anything you’ve ever produced.

5. A voice in your head starts saying, “What can I buy with this?” over and over. A list of consumer goods is immediately supplied to the voice.

6. You are compelled to celebrate lavishly. Plans involving alcohol are made.

7. You become completely convinced that you can finally relax. All your hard work has paid off, the good times are finally here, and this time … they’re here to stay. This time is different. You can feel it.

Instead, do the following and you will live a financially sane life …

7 Keys to a Financially Sane Life

  • Picture yourself in the future living in a trailer on social security because you never figured this whole thing out. Now picture a loaf of bread costing more than a years worth of your social security checks due to inevitable hyperinflation. There’s your motivation to take this seriously.
  • Now picture yourself in the future living in your dream home and completely financially secure and sexy and laughing incessantly because you took the time to learn how money works, mastered it, and moved on to more important things in life.
  • Don’t shop often. Shopping, in general, is for poor people. When I was broke all I could think about was shopping, and I did it all the time. owner of domain Now that I’m rich I have zero desire to shop and do it rarely (normally under compulsion from my wife).
  • Save the waves. When a wave comes in don’t just save ten percent of it; save ALL of it. Pretend it never came and will never come again. It may not; you don’t know. You’re not the Wave Maker.
  • Work twice as hard after the wave comes in as you did before. Don’t take even one day off. While you may not be the Wave Maker you are certainly the wave influencer. Part of the reason that wave has arrived is your previous hard work (normally). You’ve got to keep planting wave seeds so they keep coming in – especially right after the fact.
  • Let a wave be a signal to you that nothing has changed … it’s just a wave. Expect your income to go back to normal shortly, and be pleasantly surprised – and slightly apprehensive – if it doesn’t. If it doesn’t, that means you are in the middle of the most dangerous wave of all … The Tidal Wave.
  • Understand that there are waves of varying degrees. Some are one check big. These are ripples. Some are one month big. These are beach breakers. And the scariest of all – Tidal Waves – are one year big or even bigger. A Tidal Wave lasts an entire year or more. While this sounds good on the surface, it has the potential to literally destroy your life. The danger with the Tidal Wave lies in the fact that even the most experienced financial wave surfer tends to fall into the Eternal Wave trap after a certain amount of time. The money just gets hypnotic after a while. You start planning and spending and borrowing as if this money will never stop coming. Don’t fall into this trap. Do you normally make $50,000 a year, but last year you made $150,000? Congratulations. Make your goal $250,000 this year, plan on making $25,000, and no matter what ends up happening, SAVE YOUR MONEY.

Leave a comment below and declare that from now on you are going to save the waves!

And don’t give me any sob stories like “Save money??? Preston, I lost a leg in Vietnam. I’m on disability, and can barely eat!” I’m sorry for your leg. I have a friend who is literally two feet tall, deformed, confined to a wheelchair, is the author of a best selling book, and makes millions of dollars traveling the world encouraging other people who are weaker than him in their minds. Get over yourself. I’ve only been teaching you The Law Of Income Production for 7 years now. How long is it going to take you to get it?

And don’t forget to click the Facebook and Twitter icons to share the love with your friends!

Recommended Reading: “Secrets of the Millionaire Mind” by T Harv Eker

Ancient Wisdom To Memorize: There is a season for everything. A time to cast away stones, and a time to gather stones.

Parable To Contemplate:   “The ground of a certain rich man yielded plentifully. And he thought within himself, saying, ‘What shall I do, since I have no room to store my crops?’ So he said, ‘I will do this: I will pull down my barns and build greater, and there I will store all my crops and my goods. And I will say to my soul, “Soul, you have many goods laid up for many years; take your ease; eat, drink, and be merry.” But God said to him, ‘Fool! This night your soul will be required of you; then whose will those things be which you have provided?’

Affirmation For The Week: I save waves.


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89 Comments on "Save the Waves: How To Keep Money"

  1. Matt Blakeley June 7, 2013 Reply

    I vow to save the waves!

  2. I save waves

  3. I’ve gonna save the wave!!!

  4. I tell myself “keep at a safe distance your wants, and at a close distance your needs, its your wants that get you into trouble!”. Some say I’m cheap, but I think if we don’t learn from our past, we’re dammed to repeat it!

  5. Thank’s. good read

  6. It’s funny that the quotes you have in the article, and the overall theme, are centuries upon centuries old….and they all apply. Apparently, money management is nothing new at all. Great article! I’m happy for your financial success, and I’m working on providing the same for my family. Thanks.

  7. MoneyMatters June 7, 2013 Reply

    Wow Preston! How Timely. I am living this lesson right now. When I think of the money and time I wasted during the “good years” I get physically sick.

    I have an appointment with my attorney today, to re-work a deal for alimony awarded which I have never received. I lived well during my 25 year marriage and got tossed aside for a younger Barbie… NEVER realizing that life happens, and you need to protect yourself and be prepared for the unknown. Now at 52, I MUST learn to fish and provide for myself the bare necessities for survival.

    No matter how much wealth I am blessed with in the future… I will NEVER take it for granted or waste it again. I will live simply, but well. I will make wise investments with extra monies and get advice from professionals in managing it.

    The trick, is now going to be to learn to keep a prosperity flowing, positive mindset; not one of “lack” … or becoming too fearful to enjoy the fruit or take the necessary chances, to keep moving forward with financial and personal goals and dreams.

    Thank you for sharing. You are on the cutting edge and I always appreciate your wisdom!

  8. The process for success is well planned!

  9. Patrick Mulligan June 7, 2013 Reply

    I don’t make much, yet, but I have been a saver since I was 3.

  10. Whenever I want to blow money that we made wholesaling, I picture myself in a cubicle working for $10/hour. The motivation to NEVER do that again is what keeps me pushing every day regardless.

  11. Frank Mediate June 7, 2013 Reply

    It is my responsibility as a RE investor to Save waves for my family and myself.

  12. randell lizada June 7, 2013 Reply

    How can i make 6 figure s

  13. Preston – I have been impressed with your thinking since you sent out the first “Mind Map” while you were pitching Freedomsoft a few years ago – and I still am. I’m 65 and have ridden a few waves even in this millennium – from a great income job with a vette company car to a financial and emotional low finding my step-daughter dead of a heroin OD in 2009 to now – everything you say in this post is totally true.

  14. I would like to be a part of this business but i don’t have a penny to invest right now but i will continue to read wakewealthy.

  15. James K. Hesch June 7, 2013 Reply

    It is obvious by the fact that most lottery winners are bankrupt within five years. The wise man treats a windfall as just that … a windfall that may never come his or her way again! Your advice is spot on.

  16. Shenteena June 7, 2013 Reply

    I really enjoyed this article because I am a giver and I need to hold onto my money. This article taught me to think about where my money goes and just how to hold a percentage of that money for my future.
    Thank You,

  17. Sharon Lyles June 7, 2013 Reply

    Hi, I’ve been working on a plan to earn cash on-line. No get rich quick stuff,just honestly making real cash$$$ I can’t rely on anyone if the cash is not handy.Meaning,The only way to make real money is to work hard and don’t listen to scammers.

  18. michael campbell June 7, 2013 Reply


    Awesome insight and very necessary. I too have been a victim of my own success, although not quite as successful as what you speak of, the problem is that even though it is coming in now, there are no guarantees for tomorrow. Thanks for that, I think that is something everyone needs to hear and know.

    Thanks, Michael

  19. Linda LaCorte June 7, 2013 Reply

    You are so Right! I’m reading Eker now and will attend his Millionaire Mind Intensive in December. I gonna get it and keep it!

    Thanks Preston.


  20. i need work at home but i dont have card for this

  21. Amen to that. I used to make $250k a year as a hot shot free lance programmer. It lasted two years. Then reality intervened, the wave petered out, I got a real job and spent a lot of time wondering where the money from the previous two years ended up. And by the way, where the heck did all these tax notices come from?

    I am now a sadder but wiser person who has learned the value of two new words, “budget” and “savings”.

    Good article Preston.

  22. yes preston
    we are going too save the waves

    john thank you

  23. I found that surfing can kill you,you never know what’s under the wave.HANG ON is all I got to say.

  24. Good article about life in the real world.

  25. David Brown June 7, 2013 Reply


    I always enjoy your information, and who you give credit to:
    God. There are numerous guides in the bible telling us how to tithe, reaping and sowing, giving to those in need. The more you are graced, blessed to have the more you can sow.

    Be blesed and be a blessing,


  26. J E Hutchens June 7, 2013 Reply

    This sounds like something I really need. There have several times I caught a good wave and then I blew it!
    Preston, please send me the 18 hour video course and I promise to SAVE THE NEXT WAVE , AND ANY THAT COME MY WAY!

  27. John Wilson June 7, 2013 Reply

    Preston I have been trying to make money on line but I have a problem I do not have a bank account and no credit cards so I am not financially able to pay any money to start making money online I would like to make the money if I could start making it and then pay it when i get my first check. I live in a nursing home and they take all my money for the careI recieve.

  28. sound advice Preston will definitely start saving the waves out of site out of mind .have a great day Alan

  29. Mary Tong June 7, 2013 Reply

    I vow to save the waves.

  30. Vernon Boyton June 7, 2013 Reply

    Thank you for that article. I was in a similiar situation a while back. I made over 1/2 million dollars in real estate investing in a 3 year period back from 2000 to 2003. I’m 10 years removed from that and I am struggling to make a dime.I have a day job but after tasting that kind of wealth i constantly tell myself let’s get back into the game. My hard money lender changed it’s rules prohibiting me from flipping like i was doing back then. I have thought about wholesaling but i am out of touch with the local investors now.
    My best moment during those days was taking control of 7 properties worth over 2 million dollars in a lawyers office for a mere $100.00. I was trying to get the deal for free but the attorney stated he needed to get some “consideration”. That deal included a property in a cul-de-sac neighborhood with a swimming pool and a private golf course was my back yard. Oh yeah, I thought i had “made” it. I moved my family into that property and my (2) kids a boy and girl who were high school age mindset change completely.
    They began to dream big dreams. They saw that you can actually make it. My son took one of the prettiest girls in the high school to the senior prom that year driving daddy”s new mercedes s500. I don’t remember what time he got in that night but he is now a rising senior at Berkley College of Music in Boston. Music is his passion. My baby girl wanted to be an entreprenur like her dad which drove her to high school each morning and picked her up each afternoon. She currently runs her own one woman hair salon and has won hair shows in New Orleans and Houston. She flies around the country at will and is only 25 years old at present! The mindset thing is powerful. You cannot do that on someone’s job. You have to take risks but controlled risks. Reading your article has inspired me to relate this story. Real Estate is still making millionaries!

  31. 7 Keys to a Financially Sane Life should be framed and placed next to the mirror to be read each day while brushing your teeth, and a Mantra to reinforce the path each day.

    • Ana comentou em 23 de agosto de 2011 às 10:29. Ola! Gostaria de saber se a Julia já usou o batom da MAC Snob ou Saint Germain em algum tutorial. Pela busca não encontrei. Qual a dinçefeƒÂra entre eles? Qual é menos rosa?

  32. Man that was a huge eye opener. When I do get a big check, even tho I know it’s guaranteed I’ll get another, I eat out more and think about things I’ll buy.

    Just finished secrets of the millionaire mind. Definitely one of the top 3 books I’ve ever read.

    Great post dude. Focused on saving the waves now..

    • I was wondering if you ever coedesnrid changing the page layout of your site? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having 1 or 2 images. Maybe you could space it out better?

  33. This is a very good word of advice everyone should follow!!!!


  35. Wow Preston you really “Hit Home” with this one!!!
    My mind goes back to a time when I was younger …A girlfriend’s Korean Boyfriend, telling me….DON’T SPEND YOUR MONEY, SAVE IT, LET THE GUYS BUY YOU CLOTHES AND TAKE YOU SHOPPING AND OUT TO EAT…ONE DAY YOU WONT BE SO LUCKY TO MAKE ALL THIS MONEY AND YOU WILL BE OLDER! ! YOU CAN IMAGINE…MY THOUGHTS….UR CRAZY I DON’T NEED A GUY BUYING ME ANYTHING I MAKE MY OWN MONEY!! …SAVE IT??? Why its coming in all the time. I’m young!! I was in the delusional state that I would be young forever and experiencing “the tidal wave” at least in my mind!! The economy was good the OTC would come into town and the dealership guys were always coming in spending most of their checks there. I worked as a waitress at a seafood restaurant that had “The Best Happy Hour” in town! Now that I think about it we were all in that delusional state the managers the bartenders….times were good…I was 22 and there were parties all the time none of which I went to, I had a boyfriend but was always in that “shopping and out to eat stage”. I ONLY WISH I HAD LISTENED TO THOSE WORDS SAVE YOUR MONEY!!!
    I know better now but back then we were all in that mentality,”good times are here”. Why didn’t our parents or anyone around me, teach us to pay our self and make money work for us,save it and invest it, so that, that money can have children and make our money work for us??
    Now, I know an old couple like u were saying, that live in a trailer he’s old, his wife even older due to skin cancer and he has sunken down to doing things that are not ethical to have to survive and make money to take his Wife to her Dr. Appointments. I know… I know, sad but I have already given her the secret to curing her cancer, get your body alkalne, water w baking soda, or baking soda and molasses…Google n YouTube it. Hope this helps someone!!!
    Anyhow as sad as their situation is they are my motivation to not quit…I DO NOT WANT TO END UP LIKE THEM, BARELY SCRAPING BY. EVERYONE SHOULD READ “THE RICHEST MAN IN BABYLON” by George S. Clason.

    Right now Is the time to gather stones!!
    Never quit and Thank God for what we do have!

    • Author

      Great story! Oh by the way, you’re this weeks Wake Up Wealthy winner! Check your email, we’ve sent you something!


  36. D. Whitney Quinn June 7, 2013 Reply

    In my case, it’s learning to break a generational cycle of earning millions and passing it to the next generation who has promptly spent it. Learning how to keep it, is crucial to my families future – your course would be an incredible blessing as we are on this path’, but need more guidance and a plan.
    Thanks for your generous offer and insight into the how important this is. D. Whitney’

  37. Mark Mcdonald June 7, 2013 Reply


    Awesome post! So very true. I am not wealthy, nor do I make money like you do. However, I have had many tastes of this very true phenom. I started making my first money online about 7 months ago, and it started to roll in, and I did just what you said not to. I got big headed, and started increasing my spending, then it happened…I ran into a hurdle, and my income online slowed way down. I was not ready for it, because I did not save. This post really hits home. Thank you! I am surely learning to ride the waves. It is cool to actually hear this or see this “Universal Preston Law” in writing, and to see it from anothers perspective. It helps define it better in my life, so I can accurately deal with it.

  38. Harold Hicks June 7, 2013 Reply

    It’s true life is full of waves and not being able to manage the money when you have it to do what is necessary for the life you dream about don’t be afraid to look at the city in which you live in either call up town or down town doesn’t matter what it is called you can see the tall towers built and being built by someone who has managed there money so well that they became a bank and in the bank there is the banker who has a code that they live by getting the consumers to pay the interest and creating a massive income that will keep them on top as long as the wave pattern continues by we the consumers so we’ll need to say of ourselves I don’t have to spend it all but I do and must ride the wave until the next Tidal wave come in that will allow me to treat myself for thinking like the bankers code of ethics and every time I purchase something I’ll set it up as I barrowed it from the company and I’ll pay it back with interest even thought it’s my money I’ll have to think of it as my business needs to keep riding the waves just as Albert Einstein said those who understand interest will receive it and those who don’t will pay it now where do you want to be when the Tidal wave comes? Handle everything as if you are the best wave surfer ever and think of everything as you are the banker keep the code. And remember pay all the money back with interest to your company.

  39. Great post. Preston I enjoy the way you write-brief, educational, and always with a dose of humor with your personal experiences. I re-invest my waves to make long term waves(cashflow)

  40. Charles Richardson June 7, 2013 Reply

    You are 100% on the money with this one! I can use a life coach!!!! I’m going to save waves!!!!!!!

  41. That is some good stuff. I am still waiting for my wave so now when it comes I will not slow down.

  42. Save the Whales!

  43. Nicholas Ledbetter June 7, 2013 Reply

    Thank you kind sir. You are a true gentleman and a scholar. I declare from now on I am going to save the waves. The manifestation process is now in effect and the universe is starting this transit:)

  44. Jason F. June 7, 2013 Reply

    I will save the waves!!!!!

    Thanks Preston

  45. Ruth Monsell June 7, 2013 Reply

    You’re right, Preston. None of us can know the future. Aesop had this all figured out back when he wrote his fables, but how easily we forget — or think the wisdom of the ages doesn’t apply to us!

  46. I definitly vow to save the waves. I’m very good at saving.

  47. dave croucher June 7, 2013 Reply

    THIS is the shizzle you don’t hear about from other guru’s! Thanks for the perspective Preston!

  48. I am a wave saver. Really. I have always been good with money. When I was in high school working at Taco Bell I would have 2-3 uncashed paychecks sitting in the car–I just didn’t need the money and didn’t spend it when I had it.

    My problem was/is that I never made insane amounts of money as you describe, so perhaps why I have not had the temptation to spend it. I hope one day to face that challenge, but alas I am currently just a regular ol’ wave saver.

    I think one of the best ways to overcome this before facing the issue is to build yourself a financial pyramid. Allocate 70% (bottom of your pyramid) to bills and everyday expenses, allocate 10% to paying off debt, 10% to saving/investing, and the remaining 10% to entertainment and such. Once you have no more debt (I am there!!!), you can re-allocate 5% of that to saving/investing, and the other 5% to entertainment.

    If you always stick to the pyramid formula, regardless of your level of income, your waves will be fine. I would also cut back on all the brewskies–those things are huge waste of money right there…

  49. Alexander O. Asante June 7, 2013 Reply

    Wow! What a prolific writing touching the inner core of my being. Preston, this I believe stems from a similar gift God bestowed upon King Solomon – The Gift of Incredible Wisdom. This masterpiece is amazing and worth much more than Gold nuggets and like the Good Book whose author is still alive said (paraphrased): “He that has an Ear should hear what Preston is saying to the Masses”. Everyone, do not be only readers/hearers to deceive yourselves, but put it into practice and it’ll save you a retirement of shame, poverty and depending on the government rationed cheese.


  50. kate song June 7, 2013 Reply

    Thankyou. I needed to hear that

  51. Carole Hunt June 7, 2013 Reply

    Assuming I get a wave, I will do as my late Uncle used to do. His home was paid for before his family moved in. He was a plumber/electrcian. But his alarm clock broke and unfixable, he went to Goodwill and would find one for 25 cents. He cleaned it up, and he was good to go. I asked him why he didn’t just buy a new and better clock. He said that just because he could afford it then, didn’t mean he had to spend unnecessarily. And it also helped the poor who worked there.

    If I won a big lottery tomorrow, I would get advise from people who I know who have money ( they are not well off-they are WEALTHY!) Your information is great. But I don’t know you personaly. But if your program fit their life long experience, I would certainly put it to test. I could go on and on. But I think we are on the same page.

    Thank you in advance for the free program. And may you continue to ride the wave!


    Carole Hunt
    Joplin, MO
    they are very wealthy ) before I spent a dime. I believe in
    waves. They are essentially cycles. We must live within our
    means. To bad the government doesn’t. But we also must be prepared to get dunked in a wave sometimes.

    You profess to be wealthy due to waves. I would consider your teachings as well. But I don’t know you.
    So when a wave comes, it will be invested wisely and left alone while I live on my budgeted income. Part of my income gets put in savings first. My Father taught us that. The rest is put to living expenses and if there is an excess it goes to the rainy day account. When when that is large enough it gets invested, but with liquidity built-in.
    That is my plan. Life’s ups and downs are your waves. And we must be prepared for everything.
    Thank you in advance for your free program! You are very kind.

    Carole Hunt
    Joplin, MO
    (p.s. A friend recently reminded me of a book I read many years ago, THE RICHEST MAN IN BABALON) wish I had used it’s teachings consistently.

  52. Elizabeth June 7, 2013 Reply

    I naturally want to win because I know my WHY and it is a vry big WHY! I won’t tell you what it is because it tends to turn into a sob story. I heard about Sean from one of your videos and he is truly inspiring. If he can make it in this world so can ANYONE else! I have read Harv Eker’s “Secret…” ebook (through your recommendation) and I have learned the importance of spending wisely. Now I just need to LEARN how to make the waves come. They say the key to success is getting oneself a mentor that has walked the path, so I would want it to be you.

    I save waves!!

  53. WORD! Beautiful, love the Ecclesiaites quote as well very timely and profound wisdom, a golden nugget meant for me to treasure and use, Blessings!

    • Beloved, I pray that you may prosper in all things and be in health, just as your soul prospers. ~3John 1:3

  54. Excellent advice from a man that walks the talk . Thanks

  55. I can definitely see where and what you are telling about in this report. I can and do agree that it is time to see change. There is a season for everything. A time to cast away stones, and a time to gather stones. Those that I would cast away are very heavy but the ones to keep off-set the weight a little at a time if there is time enough.

  56. Right on the money, pardon the pun. So many times you see the same senario win the lottery dead broke in less than a year get big in business it goes to your head and out your wallet. It really isn’t about how much money you have but what you do with what you have that makes the differance. Do you have money or does it have you. Good lesson thanks!

  57. So I guess we can put a Corollary onto Rule #3:

    Don’t get a wife.

    Although that might just suck.


  58. Not one of my favorite things to do, but necessary to get what is needed.(freedom, & security) So I guess its time to put on those big girl bloomers and save through the wave.

  59. Love it!

  60. Gordon Wong June 8, 2013 Reply

    An age-old lesson, but still valid. In the Bible, Joseph told Pharoah to store up 20% of the grain harvested in the 7 years of plenty so that Egypt cound survive the 7 years of famine. Thanks for the reminder, Preston. I will save during the waves of income.

  61. As Usual, God Sends Me Wisdom Right When I Need IT! Last Saturday, I Had only $20 To My Name And That Was Supposed To Last Me A Week. Well, On Sunday I Unexpectedly Received A Check For $1000. Ask Me, How Much Of That I Have Left Just A Week Later? Exactly. An Old Friend O Mine Used To Say, Don’t Be Afraid Of Money Cuz That Fear Won’t Allow You To Hold Onto It. Now, I Know What She Means. Thanx P, For The Wisdom!

  62. More important is the reason for the wave! Great article,

  63. Todd Tinker June 8, 2013 Reply

    Great philosophy to live your life by. There will be low and high tides in our lives and we have to be financially prepared when the high tide tries to take us out in the sea of financial doom

  64. Great Wisdom! Unfortunately many don’t realize it until they are way to deep in the mess! As a fellow christian and follower of Preston for a while … I agree!

  65. DON JACOBS June 8, 2013 Reply

    Good article, Preston. I can relate. I have been a wave-rider for many years, and I found that waves do, in fact, go up and down. Another way to say it is that I have had a million dollars several times and I have been broke in between.

    But each time that I fall off of the wave, I get going again, sometimes doing something else, but working on the next million. And when it comes the next time, it is as great a thrill as the precious times. What a rush!

    Just remember, waves go up and down, and there is always another one coming along. Get up on it and ride it to the beach again!

    Thanks for RE Mogul Elite. I appreciate all that it provides, and I am grateful. When you first notified me of this, I was a bit skeptical, but your faith in our Heavenly Father shows, as it did in the book you wrote which we all were given as a starter lesson. Your faith in God was my answer to a prayer for a sign, and I know that you are a believer. That works for me.

    God is blessing you and your family.

    With best regards,

    Don Jacobs

  66. I’m a wave saver already. Had to learn it as a young kid. Article is definitely a good one. I see people do the opposite too often.

  67. Preston ~ BRAVO! How greatly our society needs to learn to save the waves! I save waves and I give
    as God leads! One awesome principle I’d like to share with everyone,refers to the 5th point’s explanation in the “7 Keys to a Financially Sane Life” ..which says “Don’t even take one day off.” There
    is a principle set into motion by our Creator, who Himself took 1 day off to rest; He called it the Sabbath.
    The 4th Commandment says to “Remember the Sabbath (rest), and keep it holy.” Even the land is supposed to rest every 7th year to replenish the soil nutrients! I truly believe and have experienced in my own life, that when I rest for 1 day, the other 6 are more constructive, energized and prosperous in every way!
    It is a real benefit for spirit, mind and body! Remember how the deciples of Jesus said,
    “Even the winds and the WAVES OBEY HIM!”! Maybe we all should too! Be blessed and thanks for your blog!

  68. The best vitamin for a Christian is b1

  69. Christian June 9, 2013 Reply

    I just got through a week of heavy waves on my ship a couple hours ago, so hearing all this talk of waves is bringing up some bad memories…But the point is true, most people that I talk to (including myself in the past) when receiving a large sum of money don’t even know what happened to it. It’s gone before they realize it.

  70. Robin Campbell June 9, 2013 Reply

    Wise words!

  71. I’ve had small waves that I didn’t know what they were, or why they even came in the first place. But now that I see them for what they are, I will continue to build off them.

  72. Shirley Gillies June 9, 2013 Reply

    Hello Preston: I’m the Shirley that you bug 24/7. Sometimes I wish you just go and fly away. This afternoon as I was shifting through my inbox guess who was there? Preston! Preston, I love your ideas and your message , but in all fairness we must make our own purpose of life waves. I admire your great success and accomplishments, but it is success that colors all in life. Your wealth building idea is a great tool, but I am a firm believer that nothing is greater than stretching your own brain. For complete fulfillment of ones purpose of life they must tap into their own knowledge and God given talents. People learn from other people ideas, suggestion, mentoring, by adapting and adopting different techniques ,but they should never give upon their own ideas because it’s their own actions and deeds in the end.

  73. MIKE STONE June 10, 2013 Reply

    WOW…Here waiting again…for that government check..there was a time I would’ve told them to mail it(used to go pick up the good ones)I don’t seem to be motivated anymore.Seems all my get up and go,just got up and went..lolAint even sure I want a transplant/heart….But I’m waiting CYA MIKE

  74. Great article! I find it amazing that no matter who tells us what, it seems that we are pre-disposed to learning from the school of hard knocks. I hope that somebody out there is able to learn this lesson before experiencing a lack of money the hard way.

    I think it’s very important that everybody understands the importance of savings. Especially for those whose next is not guaranteed to come at a predetermined time like a W-2 worker (no offense to those who are). But at the same time, it’s important to know how to accomplish those savings and before you can do that, you have to get rid of the debt that you’ve accumulated from being raised in a consumerist society.

    We have been trained to be never-ending insatiable consumers, starting early in our childhood with our parents constantly buying stuff for us, I already see it in my toddlers: when we don’t have something they want, they tell me “lets go to the store and buy it” while they barely even understand the concept of money and spending.

    Then you grow into a teenager where we are influenced by the media and Hollywood and must have the latest fad or fashion, as I’ve seen with some of the kids of my friends who refuse to wear clothes that are not brand names (forget about wearing a non-brand name bought at Ross or Wal-Mart!! they would rather be shot dead than caught wearing that) without thought of the cost to their parents.

    Onto our adult lives where we have to be “like the Jones'” and have the latest model car, the bigger house, more toys (boats, motorcycles, RV, etc) and then the cycle continues because this is what we teach the next generation.

    The entire American society has forgotten what savings are. Now that we are slowly inching out of the recession, savings are going down and credit cards are starting to get swiped more often. Did we not learn from the recession?

    For those who are debt-laden, your advice is wise, but I do recommend reading “The Richest Man in Babylon” by George S. Clason. And to implement this theory to rid themselves of debt and to start saving. If a theory like that outlined in “The Richest Man in Babylon” worked in biblical times and still rings true today, it makes you wonder why this is not what we are taught at school.

    Thanks for your pearls of wisdom laced with snippets of humor, they are truly enjoyable.

  75. I am a wave saver

  76. when we learn to thank the one who gives us the gifts in our lives and that all these things are not ours but they belong to the Eternal God who allows us to use these elements and share what we have with others because love is nothing if you have no one to share it with so I realize that the cattle on a thousand hills belong to God and the DNA is a gift from Him and sometimes we need to look at ourselves very closely to see who it is that we are seeking whom seek ye. Because God who is rich in mercy is able to do far more than we ask or say. So we need to ask for the help we need a song writer wrote oh what needless pain we bare all because we do not take everything to God in prayer.

  77. Brett Owens October 1, 2013 Reply

    save the waves good advice

  78. The only millionaire I knew personally was my father. He never saw his paycheck. He deposited his daily receipts, yet rendered the responsibility of disbursement to a bookkeeper. We’re talking tithe, bills & investments. He pulled off fun money upfront, yet paid off his mortgage in 10 years. Management is NOT a natural choice. It must be planned ahead of time.

  79. Aaron V. May 19, 2014 Reply

    So if the moon has the power to control the waves(money) how do we go about becoming the all mighty MOON? I guess you could say that mastering the law of “saving the waves” will help us evolve to Moon the world.

    We are “babies” born to Moon with a passion so don’t get spanked too hard and cry about it. lol 😀

  80. Lowell Kostiuk July 28, 2015 Reply

    Hey I am browsing your article on my Blackberry and I was imagining how cool it will be on my soon to be purchased ipad. Fleeting thought. Anyway thanks!

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